ON TIME GOD is the name of Linda Brangman’s house, and this is the story about her journey to home-ownership and why she chose such an interesting name.
Entering Linda’s home, I have an immediate
sense of warmth, love and peace in the family.
Linda’s mom, Mrs. Brangman, her sister Merle
and niece Latoya greet me graciously and welcome
me inside. I am shown to a cosy front room with a
beautiful view of the ocean where Linda and I begin our
Linda has been working since she was 18 years old. In the 1970s,
while still a young woman, she began dreaming of owning her own
home, and started investing her money in a local company. During
the 1990s the economy changed, so she withdrew her investment and
following the advice of a friend, reinvested in another company. A year
later this company went bankrupt, and Linda was devastated to learn
all of her investment had gone up in smoke. Fortunately she had savings elsewhere, and so despite this setback she was able, at least, to buy
Christmas gifts for her family that year!
Sometime later, still without sufficient down payment for a home,
Linda arranged to view properties through a real estate agency. The
agents kept showing her homes she didn’t like, and she suspected
they were aware that she didn’t have the funds for a down payment.
Eventually, Linda decided to take a break from viewing properties and,
in 1997, began diligently saving again. Her dream continued, despite
being told repeatedly that she would never be able to pay for a home
on her own. Her brother-in-law encouraged her, however, and she confessed to him that she would purchase a home without a down payment
if she had to.
In 2000, on the advice of a friend—but still
without enough money for a down payment—
Linda agreed to meet with another real estate
agent to view properties, and when she noticed
that this agent did not focus on financing, she
became comfortable with the process. When
Linda first looked at her current home she
could see only negatives, but when she focused
on the positive things about it, she decided to
try to go ahead with the purchase. At this time she
was working for the Department of Customs and was
thrilled when she got approval for a home loan despite not
having the usual down payment. Before the loan was finalised there
were other obstacles to overcome, of course, but her determination had
paid off after all!
Ironically, shortly after Linda purchased her house, real estate
values began to climb, and it was during this period that she came
up with the name, On Time God, for her new home. She had always
believed that if she put her trust in God, he would find her a house—
maybe not in her time, but in his time. As Linda can attest, he is an
On Time God.
In response to my questions about what she enjoys most about
her home, Linda told me she enjoys tending to her outdoor plants
and continues the old-time practice of hanging out her laundry on
an outdoor clothes line. The feature she likes best about her house is
the exposed wooden beams in the ceiling. Her favourite room is her
ocean-view living room and her favourite piece of furniture is her
remote-controlled Tempur-Pedic bed! Linda’s advice to prospective
home owners? Take someone along to view the property—someone
who has the expertise to point out any existing faults or deterioration
in the house.
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From the Crow’s Nest | HOME & GARDEN
On Time God
The practice of house naming began hundreds of years ago with
the English nobility whose manor houses, castles and estates bore
traditional family or place names. Gradually, the practice spread
to the local gentry and then to the middle classes, tradesmen and
merchants. Today the name of a house may be decided by its location or an outstanding feature, have historical significance or derive
from sentiment, memories or, simply, inspiration.
The rhyme & reason behind
naming our homes
BY WINNIFRED SMITH